mpoynton's blog

For most US and Canadian non-resident Buyers, getting a mortgage in Costa Rica was nearly impossible. Not anymore!

In the last few years, the lending market in Costa Rica has evolved considerably, with more options for non-resident Buyers – and especially for Canadians. Here‘s more about my two most recommended lenders.

Guanacaste offers people who live here an extraordinary life balance: you’re surrounded by untouched natural beauty, historic cultural richness, and a laid-back, community-oriented lifestyle, all supported by growing infrastructure and modern amenities.

It’s ideal for those longing for adventure, serenity, and wellness, whether as a permanent residence, seasonal retreat, or an investment.

As of May 2025, the real estate market in Guanacaste, Costa Rica, has experienced “price corrections” influenced by various factors such as higher inventory, slower sales, and a dip in tourism. 

All of this is trending in the favor of Buyers.

Costa Rica recorded a record 2.66 million tourists in 2024. This surge in visitors has profound implications for the real estate market, influencing property values, development projects, and rental opportunities.

The Figures are Impressive

Are You Selling Your Property in Costa Rica?

If you’re selling it for more than its declared value (i.e. more than you paid for it) then it will be important for you not to be blindsided by the capital gains tax you may be required by law to pay at closing.